Solar energy subscription arrives in Central Florida with My Home Solutions

Starting today, Central Florida homeowners have a new way to use the sun’s energy on their roof without buying equipment: the My Home Solutions solar energy subscription. You replace your bill with one that is at least 30% lower, guaranteed in writing, and you choose how long you want to be saving: 3 or 5 years. No upfront cost. It is led by Yorgan Rojo, an energy advisor based in Davenport.

What is My Home Solutions?

It is a Central Florida company, with an office in Davenport, that offers one product: a solar energy subscription for homes.

Yorgan Rojo runs it on a simple idea: we walk you through the real numbers for your home and tell you the truth, even when the answer is that it does not make sense for you. Many local homeowners have already heard several salespeople at the door and are wary of 25-year agreements. This new way exists for them.

How does the subscription work?

You pay a fixed monthly amount for 3 or 5 years for the energy from the system installed on your roof. You buy nothing and take on no debt.

• You save at least 30% on your total bill, including the utility’s minimum charge. It is calculated from your last 12 months of usage.
• One-year review: at 12 months, what you paid (subscription plus whatever was left on the bill) is compared against 70% of what you would have paid without the system. If you overpaid, you get the difference back, with no cap.
• Production guarantee: if the system produces less than the written annual minimum, you get back the equivalent percentage of the payment.
• Everything included: installation, maintenance, monitoring, insurance, repairs, permits and interconnection. The installation team puts it in, maintains it, insures it and repairs it, with a full warranty.
• Your deed is not touched: nothing is recorded against your home; the only filing is on the equipment.

The savings rest on FPL, Duke Energy and TECO net metering: every kWh (kilowatt-hour) the system sends to the grid is credited against your usage. The guide to the solar energy subscription in Central Florida explains it month by month.

How is it different from the other ways?

In the term, and in the fact that the savings are in writing. The other ways require capital, debt or a two-decade commitment.

The guide to the ways to get solar, compared puts them side by side in more detail.

What happens if you sell the house or the term ends?

There is a clear exit in both cases, and it is in writing.

If you sell, the buyer can keep the subscription at no charge. If they do not want it (in writing), the agreement is canceled at no cost to you. If you do not renew at the end of the term, the system is removed at no cost within 30 days and the roof is left sealed, with a 10-year roof warranty after removal. If you renew, it is in blocks of the same term, and the price is recalculated to keep the 30% savings.

If you need to replace the roof during the term, you get one removal and reinstallation at no cost per term, with 30 days’ notice.

Who qualifies?

Central Florida homes within about 50 miles of Orlando that meet these requirements:

• Owner of a single-family home. No condos, multifamily or mobile homes.
• Shingle roof with useful life left. No tile, no metal, no ground mounts.
• At least 12 months of usage history at that home. New or recently purchased homes do not qualify yet.
• Owner’s name matching the county records.
• Duke Energy, FPL or TECO as the utility. Municipal utilities (OUC, KUA, Lakeland Electric) and cooperatives do not qualify.
• No heavy shade on the roof.
• A soft credit check that does not affect your score.

That includes Orlando, Kissimmee, Davenport, Haines City, Poinciana, Clermont, Sanford, St. Cloud, Celebration and Winter Garden, among others.

Heads up: the subscription is solar energy only. It does not include a battery or an electrical panel upgrade. And if your bill is very high, your roof is ideal and you have capital or strong credit, buying a system may save you more over 25 years. We tell you that in the diagnosis, even when it means the subscription is not for you.

When does it NOT make sense?

When your home does not meet the requirements, or when another way leaves you more money.

It does not make sense if you need battery backup for outages, because it is not included. Nor if your utility is municipal or a cooperative. And if you have capital, strong credit and plan to stay in the home for many years, run the numbers on buying before you decide. The subscription wins on simplicity, zero debt and savings in writing, not always on total dollars over 25 years.

What to check before deciding

• Confirm your utility on the bill. If it is not FPL, Duke or TECO, the subscription does not apply.
• Look at your kWh for the last 12 months. They are the basis for the 30% calculation.
• Check your roof type. It has to be shingle with useful life left.
• Compare the guaranteed 30% with what buying or financing would save you in your case.
• If you want to see the real numbers for your specific home, start with the diagnosis.